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Prinka

Emergency Funds

Why Are Emergency Funds Important?

Emergency always comes unannounced, an emergency funds is useful for unexpected expenses. When making plans for a financially secure future, everyone should prioritize having an emergency fund. But unfortunately, the stats show us a completely different picture. The median emergency fund balance among employees, according to the 21st Annual Transamerica Retirement Survey, is barely $5,000,…

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Crowding-Out Economic Theory

Crowding-Out Economic Theory: Definition, Types, and Examples

US economics revolves around making smart public investments, educating workers, and promoting fair and unbiased competition to lower costs and help small businesses flourish in the market. However, increased spending in public-sector investments can affect private-sector investments in various ways depending on factors like the level of composition and financing of the debt, which ultimately…

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Robo Advisor

What is a Robo Advisor? A Comprehensive Guide of 10 Best Robo Advisors in 2024!

Digital financial management can be tricky. Occasionally, it is difficult to plan, monitor, and modify the portfolio due to the abundance of options.  Imagine now that all of these duties are automated. It may be more valuable: a relatively hands-off method of investing.  With over 100 alternatives currently accessible, robo-advisors have improved since their first…

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