Prinka, Author at yourmoneywise

What is an NCUA Insurance and How Does It Work?

The collapse of Silicon Valley Bank and Signature Bank has left a sense of dread among consumers. Are you also one of the people who are worried about your bank failing? You can relax for now. Credit union failure rates are quite rare and even if it happens, your deposits are protected if your credit…

November 5, 20230Comments

ByPrinka

Finance

Starting a Rainy Day Fund: Ultimate Savings Guide

Unexpected expenses are a bane and can just as easily disrupt your financial stability, that is if you are not ready. Life is uncertain and an emergency can occur in any form or place, be it car repairs, medical emergencies, or unexpected job losses. It is important to be prepared for these unexpected scenarios by…

November 3, 20230Comments

ByPrinka

Daily Updates

Federal Reserve Maintains Interest Rates at 22-Year High Amid Economic Uncertainty

In an attempt to counteract the recent spike in prices that had come dangerously close to all-time highs, the US central bank decided to keep its benchmark interest rate at a 22-year high. The Federal Reserve maintains its rate target at 5.25%–5.5% with steadfastness. Over time, the central bank has raised borrowing costs in an…

November 3, 20230Comments

ByPrinka

Invest

Ultimate Guide to Building an Emergency Fund

An emergency fund is a bank account with money set aside for large, unplanned expenses. If you are unaware of the importance of an emergency fund account, you are among many others. In this blog, we have explained what is an emergency fund, how to start saving for it, and how much should an emergency…

November 2, 20230Comments

ByPrinka

Daily Updates

Patrick Mahomes Is Investing in F1—Here’s His Net Worth

Recently, Patrick Mahomes, the quarterback for the Kansas City Chiefs, has taken an interesting step into the Formula 1 world. This noteworthy endeavor became public when Mahomes became one of the select few investors supporting the Formula 1 team, Alpine. Notably, this group also includes renowned champion golfer Rory McIlroy and fellow Kansas City Chiefs…

October 31, 20230Comments

ByPrinka

Finance

Unlocking the World of Loans: Various Types, and Working Process

While you may have a high-paying job with all the necessary perks, you may not always have money at your disposal to do certain things or buy expensive things. In such cases, individuals and businesses opt to borrow money from lenders in the form of loans. Loans are financial agreements where the lender gives a…

October 30, 20230Comments

ByPrinka

Daily Updates

ETFs Highly Exposed to the ‘Magnificent 7’ Have Been Pummeled Amid a Tech Selloff

ETFs (Exchange-traded Funds) have seen a dip in the last week amid volatility in the tech stocks. Especially, the ETFs having major investments in the "Magnificent 7" have seen a major dip. "Magnificent 7" has the list of 7 mega tech stocks, which includes Apple (AAPL), Amazon (AMZN), Microsoft (MSFT), Meta Platforms (META), Google…

October 30, 20230Comments

ByPrinka

Daily Updates

Bitcoin Mining Stocks Are Rallying, But Some Are Poised For A Fall If Bitcoin Hits This Key Level: Market Insights

Bitcoin mining stocks have risen and have surpassed Bitcoin exchange prices since Monday. The rise in the cryptocurrency market is due to the rallied price of Bitcoin and several other cryptocurrencies. It includes the increasingly prominent Bitcoin market cap and competitors like Ripple( XRP) and Ethereum( ETH). However, an increase in fortune is not only…

October 28, 20230Comments

ByPrinka

Daily Updates

Americans Set to Haunt Their Wallets: Over $12 Billion Halloween Spending Forecast

Ghouls and ghosts aren't the only things frightening Americans this Halloween season. The Halloween celebrations are projected to hit a record-breaking spending spree, crossing the $12 billion mark. From spine-chilling costumes to pumpkin-flavored treats, no price tag seems to dampen the spirits of Halloween enthusiasts across the country. Halloween Expenditure Surge The scare fest is…

October 26, 20230Comments

ByPrinka

Finance

Average Car Loan Interest Rates By Credit Score

In the modern world, the automobile is not just a means of transportation; it represents freedom, convenience, and mobility. While car loans offer the luxury of vehicle ownership, they also come with a financial cost in interest rates. These rates, often called car loan interest rates, play a pivotal role in determining the overall affordability…

October 25, 20230Comments

ByPrinka

Prinka

What is an NCUA Insurance and How Does It Work?

Starting a Rainy Day Fund: Ultimate Savings Guide

Federal Reserve Maintains Interest Rates at 22-Year High Amid Economic Uncertainty

Ultimate Guide to Building an Emergency Fund

Patrick Mahomes Is Investing in F1—Here’s His Net Worth

Unlocking the World of Loans: Various Types, and Working Process

ETFs Highly Exposed to the ‘Magnificent 7’ Have Been Pummeled Amid a Tech Selloff

Bitcoin Mining Stocks Are Rallying, But Some Are Poised For A Fall If Bitcoin Hits This Key Level: Market Insights

Americans Set to Haunt Their Wallets: Over $12 Billion Halloween Spending Forecast

Average Car Loan Interest Rates By Credit Score

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