Finance

Hedging in finance is a practice that revolves around safeguarding your investments. It doesn’t matter what your investment type is, every investor should practice hedging for portfolio protection.  At first glance, hedging may seem like a gardening term but it is a beneficial practice that every investor should understand and follow. In the financial world,…

ETFs stands for Exchange-traded funds are some of the most popular investment vehicles for all types of investors. These popular funds offer the best of both worlds- providing the diversification of mutual funds while imitating the ease of stock trading. They are a popular choice for investors who are looking to diversify their portfolios without…

If you are an investor, you must have heard about mutual funds. But are you familiar with Hedge Funds? These pooled investment vehicles use specialised investment strategies across various asset classes to generate hefty returns.  In simple terms, hedge funds are similar to mutual funds but are only available to ultra-wealthy institutional and accredited investors.…

Securitization is the process of combining a group of illiquid assets and transforming them into interest-bearing securities through financial engineering. These assets can be sold in the financial market, providing lower risk and liquidity in the market. It makes it possible for issuers to dispose of assets in a cost-effective manner and get better funding…

Unexpected expenses are a bane and can just as easily disrupt your financial stability, that is if you are not ready. Life is uncertain and an emergency can occur in any form or place, be it car repairs, medical emergencies, or unexpected job losses. It is important to be prepared for these unexpected scenarios by…

While you may have a high-paying job with all the necessary perks, you may not always have money at your disposal to do certain things or buy expensive things. In such cases, individuals and businesses opt to borrow money from lenders in the form of loans.  Loans are financial agreements where the lender gives a…

In the modern world, the automobile is not just a means of transportation; it represents freedom, convenience, and mobility. While car loans offer the luxury of vehicle ownership, they also come with a financial cost in interest rates.  These rates, often called car loan interest rates, play a pivotal role in determining the overall affordability…

Unless you have a hoard of generational wealth to build on, you will need to secure funding to start your own business. Business financing options include crowdfunding, angel investors, bank loans, and venture capital. However, the plethora of options often makes it difficult for businesses to choose between debt and equity financing.  A business needs…

When most people hear the word Investment? The first thing that strikes their mind is stock markets. But does Investment mean stock market investing? Not really! It's just one type of Investment.  When you hear Investment, two words are simultaneously associated: growth and risks. Combining these two factors makes an excellent tool for…