Finance

Are you considering buying your first home, or planning to invest in real estate? Either way, mortgage loans can be your heart of gold in covering the hefty cost of buying property to complete the interiors and other essentials of the house. Before you head on to exploring varied mortgage loans, it is important to…

There are various key terms related to credit cards that can affect finances very much, annual percentage rate or APR is one of them. APR is considered to be one of the deciding factors that decide which credit card is more beneficial to customers. But what makes APR so important? The answer to that is…

Nowadays, banks and financial institutions offer a ton of options for saving, including those that allow you to withdraw money anytime while paying you interest. For most, stashing their cash in a savings or money market accounts (MMA) is among the best options. These types of deposit accounts offer easy access to your funds and…

At some stage in your life, you must have immersed yourself in researching the range of financial services available to you in an effort to increase your fortune. However, most people are naïve when it comes to saving or investing using the services or understanding common features of financial institutions. You're not alone, so don't…

The Federal Reserve System (FRS) is the central bank of the United States, often termed the Fed. The financial rates determined or changed by the Fed will indirectly affect your bank's savings or loan interest rates. Yes, you heard it right! The Federal Reserve System is considered to be one of the most robust and…

Are you planning to buy your house? Before beginning your home search, explore loan options, and more you will need a good credit score need to buy a house. While every lender will have different credit requirements for each type, remember to maintain your credit score mortgage between 600-700 to be eligible for varied loan…

CD vs savings account which account is the most suitable one for you to save your money? I bet this is the question that most of us faced once in our lifetime. But what choice did you make? Was it the right one? Are you currently facing this dilemma and want a solution? Do not…

Whenever the word “Audit” pops up, individuals tend to break out in a sweat, but having a basic understanding of what does IRS stand for or what is an internal revenue service will give you more clarity on taxation regulations and the importance of auditing, and comfort you with the procedure.   There are a few…